ANALISIS PERLINDUNGAN HUKUM BAGI KONSUMEN KREDIT MACET : PERSPEKTIF PERJANJIAN FIDUSIA

Perlindungan Hukum, Kredit Macet dan Perjanjian Fidusia

Abstract

Fiduciary agreements are a form of binding guarantees that are often used in credit
transactions, especially in financing institutions. However, in practice, there are often
cases of bad loans that have an impact on the risk of withdrawal of the collateral
object by creditors without considering the rights of consumers as debtors. This study
aims to analyze the legal protection available to consumers in bad credit situations, as
well as how to apply the principles of consumer protection in fiduciary agreements in
Indonesia. This research is expected to provide insight into the importance of legal
protection for consumers and encourage related parties to create a better protection
system.