Fatmah Taufik Hidayat, Yoziearni Aulia, and Nurhikmah. “Analysis of PayLater Law from the Perspective of Contemporary Fiqh Al-Mu‘āmalah (A Study on the Elements of Ribā and Contracts)”. Jurnal Islam Pesisir Dan Kajian Keislaman, vol. 2, no. 1, May 2026, pp. 48-63, https://ejournalpasca.unisi.ac.id/index.php/jipkk/article/view/161.